QNB Group Profits Rise 1.7% in 2025

Doha: QNB Group announced a 1.7 percent increase in net profit for the year 2025, reaching QR 17 billion, compared to QR 16.716 billion in 2024.

According to Qatar News Agency, the earnings per share climbed to QR 1.74 in 2025, up from QR 1.69 in the previous year, as reported by data from the Qatar Stock Exchange. The Board of Directors of QNB Group proposed a cash dividend distribution of 37.5 percent of the nominal share value, amounting to QR 0.375 per share for the second half of the year ended December 31. This recommendation comes in light of the reported net profit for the year 2025. The total dividend distribution for the year is 72.5 percent of the nominal share value, equivalent to QR 0.725 per share. The proposed financial outcomes and profit distribution are pending approval from Qatar Central Bank and the General Assembly.

The group's total assets by the end of the period were QR 1.391 trillion ($382 billion), marking a 7 percent rise from 2024. This growth was primarily fueled by a 12 percent increase in loans and advances, totaling QR 1.018 trillion ($280 billion). Customer deposits also saw an 8 percent rise, reaching QR 955 billion ($262 billion) from the previous year. This increase is attributed to the successful diversification of deposit generation across QNB's network.

QNB Group's cost-to-income ratio was recorded at 23.3 percent, maintaining its status as one of the most efficient financial institutions in the MEA region. The non-performing loans to gross loans ratio stood at 2.6 percent as of December 31, 2025, reflecting the high quality of the group's loan portfolio and effective credit risk management. Furthermore, the loan loss coverage ratio was at 100 percent, demonstrating the group's prudent approach to managing non-performing loans.

Total equity saw a 10 percent increase, reaching QR 125 billion ($34 billion) compared to the previous year. The group's Capital Adequacy Ratio was 19.3 percent at the end of 2025, and both the Liquidity Coverage Ratio and Net Stable Funding Ratio were above the regulatory minimums, at 144 percent and 105 percent, respectively, fulfilling the requirements set by the QCB and Basel III reforms.